Low Flat-fee
Real Estate Agent for California Homebuyers
Skip the high commission. Have a Realtor® and attorney handle your offer and purchase contracts for a single flat fee of $5,000.
Who Is WiseBuy For?
WiseBuy is designed for today's homebuyers, who no longer need an agent in order to find or purchase a home. WiseBuy supports the most important part of the homebuying process – the offer and purchase contracts – and empowers buyers to easily handle the rest on their own. Buyers pay a fraction of the traditional agent commission, while gaining the advantages of working with a dual-licensed Realtor® and attorney.
- First-Time Buyers – Pay only for essential services so you can put more towards your home purchase, with increased confidence from working with a Realtor® with legal expertise
- Experienced Buyers & Investors – Save on real estate commissions while maintaining enhanced professional support where it matters most
- Contractors and Developers – Optimize costs on investment properties while protecting your investment
“Despite advances in technology, an abundance of information at homebuyers' fingertips, and even changes in laws intended to protect homebuyers, homebuyers are still feeling forced to use agents and locked into inflated, outdated agent fees. WiseBuy changes that, empowering buyers to manage most of the home buying process themselves, while working with a Realtor® and attorney on the most critical and complex part of any home purchase - the contracts. Buyers get expert guidance where it's needed, without overspending on excessive agent commissions.”
— Stacy Clement, Realtor®, Attorney & Founder of WiseBuy
Real estate agent fees are not set by law and are fully-negotiable. Before you sign an agreement with a traditional agent, contact us to learn more.
The WiseBuy Difference
We focus on the most important part of the homebuying process and enable buyers to easily manage the rest
On higher-priced homes, buyers save even more
How WiseBuy Works
An alternative to a traditional agent for buyers who find their own home and are ready to make an offer
Step 1:
Find your dream home
Get pre-approved by a mortgage lender and browse homes using public websites. Attend open houses and set up home tours by contacting the seller's listing agent directly. Navigate this step confidently with the help of our free Homebuyer Resources.
Step 2:
Work with us
When you're ready to make an offer, WiseBuy prepares your offer, negotiates on your behalf and finalizes the purchase agreements, providing you the combined advantages of a Realtor® with legal expertise.
Step 3:
Close with confidence
Once your offer is accepted, we'll walk you through an easy checklist so you can confidently handle the administrative items that need to happen between offer acceptance and closing, saving you thousands.
When agents say the seller will cover their fee, it's not the full picture — you're still the one paying for it.
New California rules now require buyers to sign agreements to pay buyer agent fees directly. Don't be misled by claims that the seller will cover your agent's fee. Even if the seller agrees to “cover” the cost, that amount comes out of your offer. That means you’re still paying — just in a different way. The less you spend on agent commission, the more money you keep.
Why WiseBuy?
Minimize your buyer agent fee and keep more money in your pocket
Agent fees should not be one-size-fits-all. WiseBuy offers a la carte services so that buyers can save thousands.
Get expert advice where it matters most
WiseBuy's flat fee of $5,000 covers the offer and purchase contract process from start to finish, including initial offer, negotiation, counteroffers and finalization of purchase contracts.
Real Estate + Legal Expertise
A licensed Realtor® and attorney will advise you regarding all offer and agreement terms so that you feel guided and supported throughout the contract process.
You keep control of the home search
With information at their fingertips, many homebuyers consider the traditional buyer agent fee of 3% excessive and outdated, especially if they have done the legwork to locate their desired home for themselves.
Pay only for essential services
With WiseBuy, avoid paying the traditional, inflated commission which is based on a percentage of the home's purchase price and is not tied to the actual amount of work done by the agent.
A smarter way to buy a home
Don't let outdated, inflated commission models take a cut of your investment. WiseBuy gives you the support you need without the inflated price tag.
Title or Question
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What's Included in Wisebuy's Flat-fee Service?
We cut out the extras you don't need and focus on what truly matters:
Free initial consultation call to provide an overview of WiseBuy's services and answer any questions
Guidance, preparation and submission of your home purchase offer
Negotiation and finalization of the purchase agreements
An easy checklist so you can easily manage the administrative parts of the homebuying process yourself
A one-hour consultation call to walk you through the checklist and answer any questions
All provided by a California licensed real estate broker and attorney, for expert advice you can trust
If you decide you want additional support during the closing process, you can elect to pay for it on an hourly basis, so that you stay in control and pay only for what you need.
FAQs
How do I get started?
Contact UsEasy - simply reach out to us for a free consultation call. We’ll explain our services, discuss your needs, and help you decide if WiseBuy is a good fit.
What services does WiseBuy cover?
For a flat $5,000 fee, WiseBuy provides guidance and support from a licensed real estate broker and attorney. Services include:
- Free initial consultation call
- Offer preparation
- Negotiation and counteroffers
- Contract finalization
- An easy checklist outlining what needs to happen between offer acceptance and closing
- One hour consultation call following offer acceptance, to walk you through the checklist and answer any questions
If you decide you want extra support during the closing process, you can elect to pay for additional consulting advice on an hourly basis – so that you can continue to minimize costs and pay only for what you need.
What services are not included?
WiseBuy does not:
- Provide property listings
- Schedule or attend home tours
- Assist with financing or mortgage loans
- Coordinate inspections, appraisals, or third-party services
- Visit the property, conduct any visual inspection of the property or advise on any facts that may materially affect the value of the property
- Provide referrals
WiseBuy's free Homebuyer Resources and easy checklist help you manage these tasks independently. Plus, if you decide you want additional support during the closing process, you can elect to pay for it on an hourly basis, so that you stay in control and pay only for what you need.
Who are WiseBuy's services designed for?
WiseBuy is designed for purchasers of residential property located in California who want expert contract and negotiation support from a Realtor® and attorney for a fraction of the cost of the traditional agent commission.
Buyers who want in-person showings and full-service assistance would be better-matched with a traditional agent.
If the seller covers the buyer agent fee, am I still saving money?
Yes. The seller subtracts the buyer’s agent commission from the buyer's offer price, meaning the buyer indirectly covers the cost. For example:
- Buyer A uses WiseBuy and offers $1,000,000 minus WiseBuy's $5,000 fee.
- Buyer B uses a traditional agent and offers $1,000,000 minus a 3% commission fee ($30,000).
- The seller nets $995,000 from Buyer A but only $970,000 from Buyer B.
Buyer A could offer $980,000 and still outbid Buyer B by $5,000 (after subtracting WiseBuy's $5,000 fee) while saving $20,000. WiseBuy keeps more money in buyers' and sellers' pockets, instead of the agents'.
Do I need an agent in order to tour a home?
No. You do not need your own agent in order to attend an open house or set up an individual home tour.
When browsing homes on third party sites, avoid using buttons like “contact agent,” “request a tour,” connect with an agent,” etc., as those will connect you with a buyer’s agent who will require you to sign a representation agreement with them in order to show you the home. These buttons are misleading because their design makes it appear as though they will connect you with the seller's agent (called the the "Listing Agent"), when in reality they connect you with a buyer’s agent the website is trying to sell you.
Instead, make sure you find the contact info listed specifically for the “Listing Agent.” It should say “listed by: __” or similar. If the website only includes partial contact information, google that information in order to find the full contact information.
Call, text or email the Listing Agent directly asking to set up a time to see the property.
The listing agent may ask you to sign a short, standard form provided by the California Association of Realtors to make it clear that the listing agent does not in fact represent you (and only represents the seller), but you should not be forced to sign any representation or touring agreement with them.
Refer to our free resource, "How to Tour Homes Without an Agent" under Homebuyer Resources for more detailed guidance here.
Do I need an agent in order to purchase a home?
No. You do not need to be represented by a real estate agent for any part of the homebuying process. There is no law or other rule that requires it, so don’t be misled by any agent who tells you otherwise. You may choose not to work with an agent at all, and to instead represent yourself, just as you would with any other purchase (e.g., buying a car). It is also not an all-or-nothing proposition – you are free to decide which parts of the process you’d like professional help with, which professional(s) you’d like to work with, and on what terms. All real estate commissions and fees are not set by law and are fully-negotiable.
Is WiseBuy available outside of California?
No. For now, our services are only available to buyers purchasing homes in California.
Is WiseBuy available to sellers?
No. For now, our services are only available to buyers purchasing homes in California.
I've heard of recent changes in California law affecting real estate agent agreements and fees, but am confused as to what it all means. How can I learn more?
Contact UsFor more information on the recent changes to California law, see the California Department of Real Estate (DRE) Licensee Advisory.
This topic can also be addressed on your free consultation call.
Where can I learn more about the recent National Association of Realtors (NAR) legal settlement?
Contact UsFor details on the National Association of Realtors (NAR) legal settlement, visit the NAR Settlement FAQs.
This topic can also be addressed on your free consultation call.